instructions

Step 1

Preheat oven to 425 degrees and line a large baking sheet with foil. In a large skillet over medium heat, heat oil. Add onion and cook until soft, 5 minutes, then add ground beef and cook until no longer pink, 6 minutes more. Drain fat.

step 2

Add garlic and taco seasoning and season with salt. Cook until meat is well browned and slightly crispy, 5 minutes more. Add refried beans and water to skillet and stir until combined.

step 3

Add half the tortilla chips and top with beef-bean mixture, half the cheese, half the black beans, and half the pickled jalapenos. Repeat one more layer.

step 4

Bake until cheese is melty, 15 minutes.

step 5

Scatter with tomato, avocado, green onions, and cilantro. Drizzle with sour cream and hot sauce and serve immediately.